Paying suppliers
Check bank details before a NEFT or RTGS payment.
IFSC Code Checker
Type an IFSC code to catch typing mistakes before you send money.
Your files stay with you. Your files never leave your browser. This tool runs on your device: nothing is uploaded to our servers, so there is nothing for us to store or see.
How to use it
- Type the 11-character IFSC.
- Read whether the format is correct and which bank the code belongs to.
- Confirm the branch on your bank's website before a large transfer.
Where it helps
Salary and payouts
Check staff or partner bank details before adding them.
Invoices
Check the IFSC you print for customers paying by bank transfer.
Good to know
Stays in your browser
What you type is processed on your device and never sent to our servers.
No branch names
Confirm the branch with the bank or a cheque.
Common mistake
The fifth character is always the digit zero.
Test transfers
Send a small amount first to a new account.
Questions people ask
How do you check an IFSC code before sending money?
Type the 11-character IFSC and the tool checks its format, four letters for the bank, the digit zero, then six letters or digits for the branch, and names the bank. It doesn't carry a branch database, so confirm the branch on your bank's website before a large transfer.
- 11 chars Format checked. Bank, 0, branch.
- Bank Named. From the first four letters.
- Zero Fifth character. Never the letter O.
- 0 Data sent. In your browser.
How do I check an IFSC code?
Type the 11-character IFSC into the box. The tool checks the format, names the bank from the first four letters, and points out common mistakes such as the letter O instead of zero. Confirm the branch on the bank's website or a cheque before sending a large amount.
What is the IFSC format?
Eleven characters: four letters for the bank, then the digit zero, then six letters or digits for the branch. For example, SBIN0001234 belongs to State Bank of India. Every bank branch that takes part in NEFT, RTGS or IMPS has its own IFSC code. The tool checks each part.
Why doesn't it show the branch name?
Branch lists change often and are published by the RBI and each bank. This tool checks the shape and names the bank, but doesn't carry a branch database. Check the branch on your bank's website, a cheque leaf or the passbook, which always print the IFSC.
Is the fifth character a zero or the letter O?
It's always the digit zero, reserved for future use. Typing the letter O is one of the most common mistakes, and the tool points it out. Banks' systems reject codes with the letter O, so the transfer would fail or need correcting. Retyping fixes it.
Is anything I type sent to your server?
No. The check runs in your browser, so the IFSC isn't sent anywhere or stored. IFSC codes aren't secret, but keeping everything on your device means the tool works quickly and privately, even on a weak mobile connection. No account is needed to use it.
Where do I find my IFSC code?
On your cheque book, bank passbook, the bank's app or net banking, and the bank's website branch locator. Use the exact code for the branch where your account is held, because a different branch's code can delay or misroute some transfers. Copy it exactly as printed.
Can a wrong IFSC send money to the wrong person?
Transfers are mainly matched on the account number, and a wrong IFSC usually causes the payment to fail or bounce back. A wrong account number is the bigger risk. Always double-check both, and for new payees, send a small test amount first. Care costs nothing.
Is IFSC needed for UPI?
No. UPI payments use a UPI ID or a QR code instead of account numbers and IFSC codes. IFSC is needed for bank transfers such as NEFT, RTGS and IMPS, and for adding a payee by account number in net banking or a banking app.
What is the difference between IFSC and MICR?
IFSC identifies a bank branch for electronic transfers like NEFT and RTGS. MICR is a nine-digit code printed on cheques for cheque clearing. Both appear on your cheque leaf, but online transfers only need the IFSC and account number. This tool checks the IFSC only.
Do IFSC codes change?
Sometimes, especially after bank mergers, when branches of the merged bank get new codes. If a transfer fails with an old IFSC, check the bank's website for the current code. Updating supplier and staff records after mergers avoids failed payments. Banks usually announce changes in advance.
Can I use this before paying a supplier?
Yes. Check the IFSC format and bank name match what the supplier told you, then confirm the account holder name in your banking app when adding the payee. Be suspicious of last-minute changes to bank details sent by email, a common fraud. Verify every change.
How do I avoid bank detail fraud?
Confirm any new or changed bank details by phone with someone you know at the supplier, not by replying to the same email. Fraudsters often send convincing invoices with altered accounts. A small test transfer and a call back are cheap protection. Train your accounts staff.
Does it work for all banks?
The format is the same for every bank in India, so any IFSC can be checked. The tool names the bank for common bank codes. For a small cooperative or regional bank you don't recognise, confirm the details directly with that bank. Every IFSC follows one format.
Does it work on a phone?
Yes. Type the IFSC on your phone and check it before adding a payee in your banking app. It's useful when someone sends you their bank details on WhatsApp and you want to check them quickly. No app or account is needed, and nothing is uploaded.
Is it free?
Yes. The IFSC code checker is free, with no sign-up and no limit. It sits with other free India business tools from Marketiism, including the GSTIN and PAN validators and the UPI QR code generator. Nothing you type is stored, and there's no daily limit on checks.
Want this inside your own account?
Marketiism keeps your invoice numbers, GST reports, UPI payment links and WhatsApp reminders in one place. Leave your details and we'll call to set it up for your business, or start the trial yourself.
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